When nouveau-riche banker Gilbert Goldman's client loses an insured item in a dragon attack, Goldman travels out to the frontier to find out what really happened. If he can't reclaim the item and has to pay out the coverage, Goldman will lose his bank... and all his savings.
Mildred Berry isn't much for bankers. Especially arrogant, accusatory, ones from the city. But the man won't leave until Mildred tells him what she saw as when she stumbled upon the wreckage of the West-Colfield Overnight Express.